The holidays are here, and the rush is real! Malls are buzzing with shoppers, homes are glowing with festive lights, and the air is filled with excitement — and the stress — of finding the perfect gifts for our loved ones. With year-end deadlines, packed schedules, and holiday parties around every corner, it’s easy to feel the pressure piling up. Time is ticking, and the best present still needs to be found.

The good news? Last-minute shopping doesn’t have to be hard. Home Credit Philippines, the country’s leading consumer-finance company, makes it easy to surprise loved ones with thoughtful gifts for as low as P19 a day. With The Great Double Zero Festival, enjoy zero down payment, 0% interest, and flexible installment plans, making big, meaningful gifts simple and affordable.

From home essentials to the latest gadgets, you can give gifts that truly matter — and still make it in time for the holidays. Here are some top gift ideas you can grab with Home Credit this season:

All-out appliance holideals for as low as P569 per month or P19 per day

Finding thoughtful gifts for titos, titas, and grandparents is never easy. They rarely ask for anything, yet they appreciate presents that make their daily routines easier and family moments more enjoyable. If you’re looking for something useful and long-lasting, these home upgrades are great choices for as low as P569 per month or P19 per day.

• Devant 43in Full HD Smart TV. Make movie nights better with this smart TV for as low as P22 per day or P649 per month for 18 months, retailing at P15,991.
• Panasonic 9.5cu ft Two-door No-frost Inverter. Keep food fresh with this dependable, energy-saving fridge for as low as P30 per day or P909 per month for 18 months, priced at P22,465.
• TCL 32in S5K Full HD QLED Google TV. Upgrade their entertainment setup with this compact QLED TV for as low as P19 per day or P569 per month for 18 months, retailing at P13,990.

Fresh and festive refrigerators for as low as P669 per month or P22 per day

Moms take the lead in preparing holiday meals — from Noche Buena favorites to leftover treats enjoyed until the New Year. A reliable refrigerator is a practical gift that supports their daily routine and makes holiday prep easier. These choices are available for as low as P669 per month or P22 per day.

• Condura 6.3cu ft Inverter Two-door Top-mount Refrigerator. Choose this space-saving fridge for as low as P22 per day or P669 per month for 18 months, priced at P16,578.
• Samsung 7.4cu ft Inverter Two-door Top-mount Freezer Refrigerator. Give them extra room for holiday dishes for as low as P27 per day or P809 per month for 18 months, available at P19,882.
• LG 7.2cu ft Two-door Smart Inverter No-frost Refrigerator. Make storing holiday meals easier with this no-frost fridge for as low as P23 per day or P679 per month for 18 months, retailing at P16,713.

Big screens for the holidays for as low as P849 per month or P28 per day

Dads enjoy a good screen upgrade, whether it’s for watching basketball, catching up on their favorite shows, or turning weekends into movie nights. A bigger TV brings the whole family together and makes holiday viewing more fun. These options are available for as low as P849 per month or P28 per day.

• Samsung 55in Crystal 4K UHD Smart TV. Give a sharp and vibrant viewing experience with this 4K display for as low as P30 per day or P889 per month for 18 months, retailing at P21,999.
• TCL 55in 4K HDR TV. Choose this solid family TV built for clear, immersive entertainment for as low as P28 per day or P849 per month for 18 months, priced at P20,952.
• Haier 55in 4K UHD Android TV. Bring home this 4K Android TV that makes streaming simple and enjoyable for as low as P29 per day or P859 per month for 18 months, available at P22,290.

Frosty holiday aircons for as low as P769 per month or P26 per day

Kids and teens spend most of their holiday break at home — resting, gaming, studying, or bonding with cousins. A cool and comfortable room helps them enjoy the season more, making an air conditioner a practical and thoughtful gift. These options are available for as low as P769 per month or P26 per day.

• Haier 1.5HP Clean Cool Inverter Split-type Air Conditioner. Give teens a cooler and more comfortable space for as low as P26 per day or P779 per month for 18 months, retailing at P19,300.
• Midea 1.5HP Celest Inverter Split-type Air Conditioner. Choose this energy-efficient split-type unit that helps keep rooms comfortable throughout the holidays for as low as P26 per day or P769 per month for 18 months, priced at P19,093.
• Condura 1.0HP Inverter Window-type Air Conditioner. Get compact and reliable cooling for smaller bedrooms for as low as P32 per day or P949 per month for 18 months, available at P23,371.

Ultimate Pasko upgrade for as low as P1,842 per month or P61 per day

For a show-stopping Christmas gift, a new iPhone is hard to beat. Whether it’s for a parent who needs a dependable device, a young adult balancing work and school, a tech-savvy teen who loves capturing every moment, or even for yourself who deserves an upgrade, these models deliver performance all year. The latest generation of iPhone is available for as low as P1,842 per month or P61 per day.

• Apple iPhone Air. Give this light and stylish everyday phone for as low as P76 per day or P2,279 per month for 24 months, with prices starting at P72,990 depending on the variant.
• Apple iPhone 17. Get this reliable upgrade with smooth performance for as low as P61 per day or P1,842 per month for 24 months, starting at P57,990 depending on the variant.
• Apple iPhone 17 Pro. Gift this device with pro-level camera quality and faster performance for as low as P83 per day or P2,484 per month for 24 months, retailing at P79,990 depending on the variant.
• Apple iPhone 17 Pro Max. Get a top-tier choice for an ultimate gift, available for as low as P90 per day or P2,688 per month for 24 months, retailing at P86,990 depending on the variant.

With The Great Double Zero Festival, last-minute shopping has never been easier. Until December 31, 2025, you can bring home meaningful gifts for your loved ones — or even treat yourself — without the usual holiday stress.

Applying is quick and hassle-free. Simply present one valid ID and get approval in as fast as one minute, subject to eligibility. This offer is available at over 18,000 Home Credit partner stores nationwide, where in-store representatives are ready to assist you with the application process.

SEE ALSO: Home Credit vs Tala vs Salmon: We did the holiday math so you don’t have to

For a faster and more convenient experience, apply for pre-approval through the Home Credit app, available on Google Play, the App Store, or HUAWEI AppGallery.

Make this season’s gift-giving simple, thoughtful, and memorable. With Home Credit, meaningful presents are always within reach — just in time for the holidays. For product selections and store locations, visit Shoppingmall.ph.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission and the Bangko Sentral ng Pilipinas. 

(Release from Home Credit Philippines)

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