Samsung‘s Galaxy S26 Series phones are finally here. If you’ve seen our Samsung Galaxy S26 Ultra camera test or the price announcement, you already know these devices are serious hardware statements. But with the Ultra initially crossing the ₱100,000 (roughly $1,682) mark, the “Ultra” name feels just as true for the dent it makes in your wallet.
That’s where Home Credit Philippines steps in. Instead of forcing you to cough up a fortune upfront, it spreads the cost of the S26 lineup — from the base model to Plus and the Ultra — over 24 months. No interest, no down payment.
The deal
Samsung is pushing Galaxy AI hard this year, but it’s tough to get excited about smarter features when you’re worried about the monthly hit to your budget. Home Credit’s offer is simple: 0% interest, zero down, and a preorder discount that can shave up to ₱29,000 ($488) off the price if you lock in by March 17. On top of that, Samsung is throwing in a memory upgrade on select models: Pay for 256GB, get 512GB. With AI-powered photos and 4K videos eating storage fast, that extra space is more practical than ever.
Here’s the monthly breakdown, processing fee included:
Dropping six figures on a smartphone in one go isn’t realistic for most people. Stretching payments over two years makes the Samsung Galaxy S26, Galaxy S26 Plus, and Galaxy S26 Ultra less of a dream purchase and more of a doable upgrade.
Approval is quick — one valid ID and about a minute through the Home Credit app. Prefer to see the colors in person? Black, White, Sky Blue, and Cobalt Violet are available at over 10,000 partner stores. Just don’t miss the March 17 deadline, because once it’s gone, prices snap back to their full totals.
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